Monthly Archives: November 2012

Remote Deposit may be a solution worth investigating

You may have heard of remote deposits from your banker but never given it serious consideration.  Do your customers pay with credit cards, checks and/or cash?  If the answer includes a fair number of checks, using remote deposit may be a good alternative to a lockbox or sending an employee to the bank each day.…

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Standard Mileage Rates for 2013

The Internal Revenue Service recently issued the 2013 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.

Beginning on Jan. 1, 2013, the standard mileage rates for the use of a car (also vans, pickups or panel trucks) will be:

 

  • 56.5 cents per mile for business miles driven
  • 24 cents per mile driven for medical or moving purposes
  • 14 cents per mile driven in service of charitable organizations

The rate for business miles driven during 2013 increases 1 cent from the 2012 rate. …

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Give Thanks

Thanksgiving is a time when we reflect and count our blessings.

The first Thanksgiving was believed to have been celebrated by our Pilgrim forefathers in 1621, but it wasn’t until 1863, in the midst of the Civil War, that President Abraham Lincoln proclaimed a national day of “Thanksgiving and Praise to our beneficent Father who dwelleth in the Heavens.”

Our family has many blessings to give thanks for including our thanks for your support and friendship. …

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What is Positive Pay?

Positive Pay in a banking context is an anti-fraud service provided by almost every commercial bank in the United States.  It protects the check issuer against counterfeit and altered checks.

Positive Pay is an optional service that most bankers strongly recommend for businesses.  Remember, businesses are not afforded the same federal protections the Regulation E provides consumers.…

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