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Internships – do they need to be paid?

As the first day of summer approaches and schools are getting out for summer break, many students are looking for work. Some estimates place over a million Americans a year in an internship role.  The University of Cincinnati believe so strongly in the value of on the job training that nearly every area of study incorporates an internship.…

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Work in Retirement and Retirement Readiness

I read two sequential articles today on these topics. The first addressed how many people are choosing to work in retirement while the second emphasized how few Americans feel they will have sufficient financial resources to retire.

Emily Brandon, the senior editor for Retirement at the U.S. News and author of “Pensionless – The ten-step solution for a stress-free retirement,”[1] wrote laid out seven reasons to work in retirement.  …

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Cash, We Help You Get It®

Cash flow issues have been a continuous challenge for businesses. The quote below is just as relevant today as it was in 2009.

“Cash flow problems are common in business, and people often have a hard time figuring out what’s behind them. But there are actually just a few potential causes: You could have too much cash tied up in receivables or – if you have a product-based business – in inventory. …

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The Ohio Biennial Budget Process is Underway

The Governor is tackling head on a problem that many business people believe hampers the Ohio business environment – municipal income tax administration. Ohio is one of only a handful of states that allow municipalities to assess income taxes upon those who work or live in their communities.  Many of the jurisdictions in Ohio participate in RITA – Regional Income Tax Agency which facilitates the filing of municipal income taxes, but the balance of the municipalities have their own tax departments to which individuals and businesses must file and pay. …

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Achieving Better Participation in Company 401k Programs

Many companies struggle to get employees to participate and to participate at adequate levels in their own 401k retirement savings. A recent article by Lou Carlozo in the CPA Insider quoted Keith Baker of North Lake College in Dallas, “Here’s a scary fact: The average person at age 65 and up has only $41,800 on average in a 401k or Thrift Savings Plan.”  The article also referred to the Bureau of Labor Statistics which indicated that in the private industry subset, the participation number in retirement plans was 49%.…

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